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Finance Calculators
2026 Edition

4 powerful, free financial tools. Calculate mortgage payments, loan EMI, compound interest growth, and VAT/GST for 150+ countries — instantly.

Choose a Calculator

Mortgage Calculator

Popular

Monthly payment, total interest, full amortization schedule. Supports extra payments to save years off your loan.

Monthly Payment Amortization Extra Payments
Home loans · Refinance · Buy-to-let Open →

Loan EMI Calculator

Calculate monthly installments for any loan. Compare different tenures side-by-side and see the full repayment breakdown.

Car Loan Personal Loan Student Loan
Compare terms · Full schedule Open →

Compound Interest

Visualize investment growth with daily, monthly, or yearly compounding. Supports regular contributions and shows a live growth chart.

Daily Compounding CAGR Growth Chart
Savings · Investments · SIP · 401k Open →

VAT / GST Calculator

150+ Countries

Worldwide VAT and GST calculator with auto-loaded 2026 rates for 150+ countries. Exclusive, inclusive, and reverse modes.

Worldwide Rates Reverse VAT All Modes
UK VAT · EU · GST · Sales Tax Open →

Why Use These Calculators?

⚡ Instant Results

All calculations happen live in your browser as you type — no loading, no waiting.

🔒 Privacy First

No data is sent to any server. Everything stays on your device, completely private.

📱 Mobile Friendly

Fully responsive design that works perfectly on phones, tablets, and desktops.

🆓 Always Free

No signup, no credit card, no premium tier. All tools are 100% free forever.

About These Financial Calculators

Our mortgage calculator uses the standard amortization formula and supports extra monthly payments — showing you exactly how many years you save and how much interest you avoid. It generates a full year-by-year amortization schedule so you can track equity growth.

The loan EMI calculator covers personal loans, car loans, student loans, and business loans. It compares multiple loan terms side by side and generates a month-by-month repayment schedule — ideal for budgeting before taking on debt.

Our compound interest calculator supports daily, monthly, quarterly, semi-annual, and yearly compounding. Add regular monthly contributions to simulate real-world investment scenarios like a 401(k), IRA, or SIP. A live SVG chart visualizes your wealth trajectory over time.

The VAT/GST calculator auto-loads official 2026 tax rates for 150+ countries. Supports VAT-exclusive, VAT-inclusive, and reverse VAT modes — perfect for freelancers, small businesses, and e-commerce sellers operating across borders.